Frequently Asked Questions

All Islands! Oahu, Maui, Big Island, Kauai, Molokai, Lanai. 

There are a couple of qualifications to be eligible for a group health insurance plan:

1. There needs to be at least one (1) W-2 employee (on payroll) that will have coverage through the group plan. This can also be the owner as long as the owner is also a W-2 employee of their company.
2. The company must have an approved FEIN and DOL number to start the plan. (If you're a start up, we can still get quotes for you, but the plan won't be eligible to start until your business is registered with the State of Hawaii).

There are a few ways:

1. You can click on "Request a free quote" at the top of every page to send us a message. 
2. You can email us at info@hawaiihealthinsurancegroup.com
3. You can give us a call us at 808-461-0030

We'll set up at time to briefly chat so we understand your needs. Then we'll just need to collect some information that the insurance companies need for underwriting.

1. Each insurance company has their own applications to fill out, but HHIG will help with this to save you time. 
2. Each insurance company will also ask for standard info for the members that will be on the plan (employees, owners, and any dependents): Names, Date of  birth, gender (this includes any dependents). 
3. Some may ask for additional items to help with underwriting, but this is case-by-case.

HHIG is committed to submitting all requests for quotes the same day we receive the information that is needed. But each insurance carrier has their own standard turn-around times, which can vary from a couple days to a week or more, depending on their volume and resources. Depending on your needs, HHIG can wait to compile all the quotes into one package, or we can send you the quotes as they are released. 

Hawaii Health Insurance Group, LLC provides group medical plans, including vision, dental and temporary disability insurance (TDI), from all approved providers in Hawaii, including: HMSA, UHA, HMAA, Kaiser, HDS, Pacific Guardian Life, and more.

All of our client-centric services are provided at no cost to our valued clients, which include, but are not limited to:

• Expertise and knowledge
  • Custom plan selection and consultations
  • Benchmarking, benefit comparisons, and market analysis
• Proactive plan management
  • Recurring plan assessments, custom recommendations, and renewal negotiations with carriers
  • Cost management strategies
• Education and administrative support
  • Open enrollment presentations
  • Educational seminars
  • Billing, claims, add/remove members
• Compliance and regulation
  • Affordable Care Act (ACA)
  • Hawaii Prepaid Health Care Act
  • Employee Retirement Income Security Act (ERISA) 
  •  The Health Insurance Portability and Accountability Act (HIPAA) 

Hawaii Health Insurance Group LLC specializes in offering comprehensive and affordable health insurance plans to small and mid-sized businesses in Hawaii, specifically tailored for their organizational needs.

At HHIG, we stand out from our competitors by having the most comprehensive understanding of Hawaii's healthcare landscape, and the little-known options that are available for evaluation. We are dedicated to delivering the best customer service and being ultra-responsive to our clients needs. We perform in a way that shows our clients that we understand we have to constantly earn the right to be your broker. 

Yes, as long as your new business will have at least one qualified W2 employee participating in the group plan. This can be an employee or an owner that is on payroll as a W-2 employee.